Loan Calculator

Amortized Loan

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Amortized Loan Results

Deferred Payment Loan

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Deferred Payment Loan Results

Bonds

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Loan Tips

  • A larger down payment reduces your monthly payment and total interest
  • Shorter loan terms mean higher monthly payments but less total interest
  • Even a 0.5% difference in interest rate can save thousands over the loan term
  • Consider making extra payments toward principal to reduce total interest

Common Loan Types

Mortgage Loans

Typically 15-30 years, secured by the property

Auto Loans

Usually 3-7 years, secured by the vehicle

Personal Loans

Typically 2-5 years, often unsecured

Student Loans

Usually 10-25 years, various repayment options